x402 Protocol + IBA
x402 + IBA
The Two Layers Agentic Commerce Needs
x402 gives an AI agent a wallet and payment protocol — it solves how the agent pays. IBA declares what the agent is authorized to pay for — the payee, amount, category, hard limits — before x402 is called.
Live Comparison
Same agent, same protocol, different authorization
0Attempts
0Blocked
$0Saved by Gate
Ready. Cert active: API resources only, max $50/tx, declared domains only.
| Patent | GB2603013.0, UK IPO — Pending |
| NIST filings | 13, Docket NIST-2025-0035 |
| NCCoE filings | 8, AI Agent Identity & Authorization |